Home > Loan Application Instructions
Document Checklist and Instructions
A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.
- Complete and sign the residential loan application available on this site at the "Apply Now" button, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities.
- If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules and attachments (K1-1099 etc), we may need a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
- If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
- Please provide copies of you last two months complete (all pages) checking, savings , brokerage and retirement statements
- If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
- If applicable, provide a copy of your divorce decree and settlement agreement.
- If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
Beacon Mortgage, div of First National Bank of Chester County - 11300 Rockville Pike #1204 - Rockville, MD 20852 Office Phone: (301) 984-3600 Fax: (301) 984-3232 Toll Free Phone: (866) 984-3600
We lend in the following states: MD, DC, VA, NJ, PA, FL, and most other states. Call for details.
© 2010 Myers Internet All Rights Reserved
Powered by: Myers Internet | Admin Login
|